ЭлБиб

04.10.2016

Страхование рисков сельского хозяйства как фактор устойчивости экономики аграрного сектора России

3/15

государственного регулирования, разработки единых резервных фондов и активного участия

страховых компаний.

Создание единых резервных фондов на уровне субъектов страны позволит эффективно и

целенаправленно распределять суммы страховых взносов между регионам во временном периоде

в зависимости от сложившихся условий природноклиматического характера. При реализации

предлагаемой системы пострадавшие регионы могут получать средства за счет излишних

переплат взносов другими регионами в благоприятные для сельского хозяйства периоды.

Annotation:

The agricultural sector is the sector in which risks play a significant role. This sphere is risky

compared to other. And this trend is observed not only in Russia but also in foreign countries where

there is agriculture. The issue of risk reduction agriculture has several ways of development and

several participants, among which agricultural producers, the government and insurance companies.

Without a systematic approach and a common participation in the solution of this issue, the

effectiveness will be reduced to a minimum.

It is known that risks in agriculture are different and may depend on both climatic conditions and

economic circumstances. To develop methods to reduce the risks in agriculture requires clear

management decisions on issues of insurance. In order for the insurance system worked effectively, it

is proposed a comprehensive approach to the issue and to solve problems in the field of state

regulation, development of common reserve funds and the active involvement of insurance

companies.

The creation of a common reserve funds at the level of constituent entities of the country will

effectively and purposefully to allocate the amounts of insurance contributions between regions in a

time period depending on the prevailing conditions of naturalclimatic nature. The proposed system

affected regions can receive funds due to unnecessary overpayments of assessments in other regions

favorable for agriculture periods.

Электронная Научная СельскоХозяйственная Библиотека